Female Car Insurance Tips


Car insurance companies are generally "kinder" to women drivers.


This is because it is statistically proven that females practice
more caution on the road as compared to their male counterparts.
They are also involved in car accidents which are less serious in
nature since they are not
aggressive on the road.
So if you are a female driver and you are looking for a car
insurance company to handle your needs, you have better chances of
getting a lower monthly premium. Or, at the very least, you will be
entitled to a discount.


Here are some tips for women who are looking for a car insurance
company to sign-up with:

Ask around or search the Internet for "women-friendly" car
insurance companies. As a female driver, you are bound to get at
least a 10% discount on car insurance premiums. There are even some
establishments which specialize in offering car insurance services
for women. Talk to other women drivers and they will surely
recommend a company that will best fit your needs.


2. When talking to a broker, give them a detailed description of
your driving history. If you have never been involved in a car
accident and your record is clean, you can negotiate for a lower
monthly insurance premium. However, if your driving history
indicates an involvement in a car accident, either as a passenger
or a driver, you will be offered a slightly higher amount.

But you
can still get the best rates possible in spite of a not-so-clean
driving record.
Having an overview of your
driving history should also give the broker an idea of the
premium
insurance costs that you can get.
3. Find out about your payment options.

There are companies that
offer a full or bi-annual payment on insurance premiums. Others
even offer payments that can be made on an installment basis, so
you might as well check these out, too. It is not that easy to get
a car insurance company especially if you are not familiar with the
dealings on this industry.
Just remember that when dealing with insurance brokers, specify
your needs as a female driver and check out all the options that
they can offer.

Then you can decide which company it is that you
would like to handle your car insurance needs.
Catalogue:
Finance | Insurance
Title: Female Car Insurance Tips By: Ken Charnly

[ Comment, Edit or Article Submission ]



.

 

.